You can say something like, Is there an option to settle this debt? (800) 445-6500: Order New Checks. Never heard from them, or any collection agency about it, which tells me they accepted the settlement payment, the agreement also, & lived up to it. highland height Ohio. After returning to work on Monday and obtaining more information, he discovered it was from a Providian Credit Card he supposedly opened in ****. Show Less. And through our passion for real estate, we take care of our owners' properties like our own. Before you make a payment on a debt, first determine whether the debt is past the. OK92033) Property & Casualty Licenses, NerdWallet | 55 Hawthorne St. - 11th Floor, San Francisco, CA 94105. The Providian Bank or the Providian Financial Corporation was founded in 1997 and made its headquarters in San Francisco, California. A large majority of debt lawsuits (over 90%) are against individuals who don't have legal representation. Had a Providian credit card about 10 years ago and I thought it - Avvo One million served! The court clerk will then attempt to reach the judgment creditor and, if their efforts fail, the money reverts to the state presumably to help widows, infants and orphans. , which can offset some of the damage done by delinquent debt. This is absolutely absurd and I'm livid. Someone paidtheir own money, out of pocketin the past to cover your prior debt. It's probably a scam, collection agencies usually send letters to your home to settle the debt before using other types of harassment. Providian Visa Platinum with real Benefits. After about six months (depending on the lender), they will give up. If you want to settle for 50% of what you owe, for example, try starting at 30%. That bank no longer exists, anybody that calls you or tries to serve you any papers, you have to fight back. So why would I have a credit card. This influences which products we write about and where and how the product appears on a page. The sent to address I have not lived for over 12 years. Check ordering through Deluxe (you can also order checks through online or mobile banking) (877) 838-5287: Bill Manager 24-Hour Phone Support. That would include such things as payday loans, high-rate credit cards, rent-to-own contracts or extended car loans. OLD CC COLLECTION DEBT/RIP-OFF SCAM. Paying in full can get the debt off your back for good, but make sure you get the agreement in writing first. Share This. Now, how can three companies try to collect the same time barred debt? To start digging out of debt that's already in collections, "get some help quickly," says Eweka. I called the number on the bill, and they gave me about 20 different number and kept telling me other people were handling the debt. If your debt has not gone to collections yet, one option to help you save tons on interest and pay it off more quickly is to use a balance transfer .

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